Mortgages

The Rising Costs of Building New Homes in the UK: What You Need to Know

The Rising Costs of Building New Homes: What You Need to Know The UK housing market is experiencing a significant divergence in the pricing trends of new builds versus existing homes. With new build house prices booming by 17% over the past year, compared to a flat or declining trend in existing home prices, potential homeowners and investors are facing a unique set of challenges and opportunities. This...

2024 Housing Forecast: What to Predict from 2023 Housing Prices in Manchester, Leeds, and Liverpool

As we bid farewell to 2023 and embark on the new year of house hunting, it’s important to take note of all we’ve learned of price trends in the year. Various developers have defined the housing market in three of the United Kingdom's most popular cities and their respective regions: Manchester, Leeds, and Liverpool. In this article, we cast a retrospective gaze over the average housing prices in these...

Common Questions: The FAQ’s of First Buying a Home in the UK

Buying your first home is a significant milestone, and it's an exciting yet often overwhelming experience. Whether you're a first-time buyer in the UK or just starting to consider the possibility of homeownership, you probably have many questions about the process. This Getting On The Ladder FAQ guide aims to provide answers to some of the most common questions associated with buying a home in the...

Do New Build Homes Increase in Value? A Look at the UK Housing Market

Navigating the 2023 UK Housing Mortgage Landscape: Challenges and Strategies The UK housing market has always been a topic of great interest and discussion, with homeowners and investors constantly seeking ways to maximise their returns. One common question that arises is whether newly built homes increase in value over time. In this article, we'll explore the factors that influence the appreciation of new...

Unlocking Homeownership: A Comprehensive Guide to UK Shared Ownership Mortgages

Navigating the 2023 UK Housing Mortgage Landscape: Challenges and Strategies In the United Kingdom, the dream of owning a home can seem increasingly out of reach for many individuals and families, particularly for those living in high-demand urban areas. The rising property prices, coupled with the stringent lending criteria set by traditional mortgage providers, often make it difficult for people to take...

Exploring Shared Ownership: Pros and Cons as a Path to the Housing Market

Navigating the 2023 UK Housing Mortgage Landscape: Challenges and Strategies Owning a home is often considered a significant milestone in many individuals' lives. However, the rising costs of real estate and the challenges of obtaining a mortgage have made it increasingly difficult for some to enter the housing market. Shared ownership, a unique approach to homeownership, has emerged as an alternative...

Navigating the 2023 UK Housing Mortgage Landscape: Challenges and Strategies

Navigating the 2023 UK Housing Mortgage Landscape: Challenges and Strategies As the year 2023 unfolds, the housing mortgage market in the United Kingdom continues to evolve, presenting both opportunities and challenges for aspiring homeowners and property investors. The landscape is shaped by various factors including economic conditions, regulatory changes, and the ongoing demand for housing. This article...

Hope in the Darkness: How UK Home Builders are Aiding Homebuyers in Troubled Times

Hope in the Darkness: How UK Home Builders are Aiding Homebuyers in Troubled Times According to The Guardian, UK housing prices dramatically plunged at the fastest rate since 2009 last month, sending further shockwaves through the country's fragile economy, seeing house prices increase in Q1 by 0.8% increase. Despite the government's efforts to mitigate the effects of the recession, the impact has been...

Stamp Duty – What Does It Mean For First-Time Buyers

There is the price of your new dream home and there are those hidden extra costs that you only find out once you start looking into house-buying. One such cost is called the Stamp Duty (Land and buildings transaction tax in Scotland and Land transaction tax in Wales).  Lucky for you, we are going to cover everything you need to know about this in this handy guide. England: Stamp Duty In...

What Costs Do You Need To Consider When You Buy Your First Home

Buying a house costs a lot of money… If this wasn’t, everyone would be doing it. But just how expensive is stepping on the property ladder? What costs can you expect?  We know, costs are not fun to think about, but they are necessary to discuss. If not, your budget can run out very quickly and leave you short. Luckily, this guide will help you get a clear picture of all the house buying...

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